Terms of Use

LAST UPDATED: AUGUST 2013

PLEASE READ THE FOLLOWING TERMS OF USE (THE "TERMS") CAREFULLY BEFORE CONTINUING.

Natixis Global Asset Management consists of Natixis Global Asset Management, S.A., NGAM Distribution, L.P., NGAM Advisors, L.P., NGAM S.A., and NGAM S.A.’s business development units across the globe, including NGAM UK Limited, each of which is an affiliate of Natixis Global Asset Management, S.A., where the affiliated investment managers and distribution companies are each an affiliate of Natixis Global Asset Management, S.A. (hereinafter collectively referred to as "NGAM" or "we" or "us").

This Site may include combined information for the below entities, but each entity is solely responsible for its respective portions of this Site. Entity obligations are generally delineated based on the services or products provided by the relevant entity. General information about products and services is set forth below:

  • Natixis Global Asset Management, S.A. is a French bank holding company.
  • Natixis Global Asset Management, L.P. is a U.S. bank holding company.
  • NGAM Distribution, L.P. is a U.S. limited purpose broker-dealer. It acts as a solicitation agent for some of its affiliates, serves as the U.S. distributor of the Natixis Funds, Loomis Sayles Funds, Hansberger International Series and Aurora Horizons Series, and is the U.S. marketing agent of the The Oakmark Funds (distributed by Harris Associates Securities L.P.).
  • NGAM Advisors, L.P. is U.S. registered investment adviser.
  • Managed Portfolio Advisors is a division of NGAM Advisors, L.P.
  • Active Investment Advisors is a division of NGAM Advisors, L.P.
  • NGAM S.A. is a Luxembourg management company in the form of a public limited company ("société anonyme").
  • NGAM UK Limited is a UK private limited company.
BY USING THIS SITE (THE "SITE") YOU ACKNOWLEDGE YOUR ACCEPTANCE OF OUR TERMS, CONDITIONS AND RESTRICTIONS. AS WE RESERVE THE RIGHT TO MODIFY THE TERMS AT ANY TIME WITHOUT NOTICE TO YOU, WE SUGGEST THAT YOU READ THESE TERMS EACH TIME YOU VISIT THIS SITE. CONTINUED USE OF THIS SITE BY YOU SHALL BE DEEMED ACCEPTANCE OF ANY CHANGES TO THESE TERMS. PLEASE BE AWARE THAT WE MAY TERMINATE YOUR ACCESS TO THIS SITE FOR ANY REASON OR NO REASON AT ALL WITHOUT PRIOR NOTICE.

Table of Contents: Restriction on Use:
You may not alter, redistribute, copy, upload, reproduce, transmit or commercially exploit any content on this Site. Notwithstanding the foregoing, you may download content for your personal and non-commercial use, but any use of this Site or content from this Site for public or commercial purposes is strictly prohibited. We reserve all rights with respect to our proprietary information or content on this Site and will enforce such rights to the full extent of applicable copyright and trademark law. Except as expressly provided in these Terms, we do not grant any express or implied rights to you. You agree not to directly or indirectly attempt to register, challenge or contest the validity of our respective ownership of our intellectual property or to assist any third party in doing so. We grant to you a personal, revocable, non-transferable, non-exclusive license to use this Site. This grant is conditioned upon your continued compliance with these Terms. For information on obtaining permission to use any content beyond the uses permitted in these Terms, please contact us at IP-Legal@ngam.natixis.com. Any unauthorized use of this Site or the content will terminate the limited permission granted to you under these Terms and may violate applicable laws, rules and regulations, including, but not limited to copyright law, trademark law, and commercial regulations and statutes.

No Advice/No Offer:
This Site is not intended to provide you with investment, tax, insurance or legal advice. The content herein is for informational purposes only and should not be considered a solicitation, advice, offer or a recommendation for any security in any jurisdiction where such offer, solicitation or recommendation would be unlawful or unauthorized. In the U.S., investment products and services are offered through NGAM Distribution, L.P. and NGAM Advisors, L.P. with primary offices located at 399 Boylston Street, Boston, MA 02116. Outside of the U.S., investment products and services may be offered by NGAM S.A. and its business development units located across the globe or NGAM UK Limited. Additionally, certain tools may be made available to you via this Site to provide you with general guidance, which tools may be deemed by applicable regulators to provide general guidance. To the extent such tools are made available to you; you are solely responsible for determining whether any product, security or services is appropriate or suitable for you or your customer.

Representation & Warranty Disclaimer:
Although we have made reasonable efforts to ensure that the information contained within this Site is accurate, we make no representation or warranty, expressed or implied, that the information is accurate or complete. Content, including opinions and guidance, is provided for information purposes only and is subject to change without notice. Given the preceding, this Site is provided "as is", "as available" and "with all faults." We do not warrant that this Site will meet your needs and make no guarantee that we will update this Site. You agree to assume the entire risk as to your use of this Site. Furthermore, we assume no responsibility for, and make no representations or warranties tied to the functions of this Site and make no guarantee that this Site will be error free, uninterrupted, that defects will be corrected or that it is free of viruses or other harmful components.

Limitation of Liability:
Neither we nor any of our affiliates nor their respective officers, directors, trustees, employees and agents are liable under any circumstance for any damage or injury, including, but not limited to damage or injury caused by any performance, failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information, whether resulting, in whole or in part from breach of contract, negligence, or otherwise that may result from your use or your inability to use this Site or any content found on this Site.

You Represent, Warrant & Indemnify:
You represent and warrant to us that you will not use this Site for any purpose that is unlawful or prohibited under the Terms. As a condition of your use of this Site, you also agree to indemnify and hold us and our affiliates, and their respective officers, directors, trustees, employees and agents harmless from and against any and all claims, losses, liability, costs and expenses, including but not limited to, attorneys' fees, arising from your use of our Site or from your violation of these Terms.

Means of Access and Password Security:
This Site is generally intended to be viewed by a conventional web browser. Although you may use other means to access this Site, be aware that this Site may not appear accurately through other access methods, and you use them only at your own risk.

Certain parts of this Site may be protected by passwords or require a login. You are responsible for maintaining the confidentiality of any user names, passwords, security questions and answers. You understand that you are solely responsible for all electronically transmitted requests. You agree that we shall not be under a duty to inquire as to the authority or propriety of any instructions given to us using your passwords or other security data and that we shall be entitled to act upon any such instructions. We will not be liable for any loss, cost, expense or other liability arising out of any such instructions. It is your responsibility to notify us immediately of any: (i) unauthorized use of your passwords and other security data; (ii) discrepancy in your account; (iii) failure to receive written confirmation of any instruction within five (5) business days. In addition, we shall not be deemed to have received a request for any instruction unless and until we have acknowledged to you, in writing, that we have received your request.

Information Submitted by You & What We Collect About You:
We expressly reserve the right to monitor any and all of your use of this Site. Therefore, you should not submit any proprietary, confidential or personally identifiable information about you via this Site, as all information submitted through this Site by you will be deemed to be our property once submitted. Your submission of information will grant us an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute that information. We shall not be subject to obligations of confidentiality regarding information that you submit, unless we agree to confidentiality via our customer relationship, if we otherwise specifically agree to such treatment, or if we are required by law to grant such treatment. Much of the information we collect is statistical in nature and not generally attributable to any specific party. The statistical information we collect may be shared in order to enhance and improve services. Personal data is recorded in a secure environment which is not open to the public. We generally do not pass on your personal data to third parties, unless we have a confidentiality arrangement with such third party. We may share personal data with third parties in order to fulfill legal obligations and in the event of a request from legal authorities. Any person outside of the United States may request communication of, and, if applicable, correction or deletion of data relating to them, by emailing: GA-COMPLREV@ngam.natixis.com. For more detailed information concerning how we collect information and protect your privacy please consult our privacy policy.

Third Party Content/Third Party Links:
This Site may contain references to third party copyrights, indexes, and trademarks, each of which is the property of its respective owner. Such owner is not affiliated with us and does not sponsor, endorse or participate in the provision of any of our services, funds or other financial products. To the extent that any index information is found on this Site, such information is derived from third parties and is provided on an "as is" basis. You assume the entire risk of use of such information. We and each of the third party entities involved in compiling, computing or creating index information, disclaims all warranties (including, without limitation, any warranties of originality, accuracy, completeness, timeliness, non-infringement, merchantability and fitness for a particular purpose) with respect to such information. This Site may contain links to third party sites, including, but not limited to social media sites, which sites are not under our control and are provided to you solely as a convenience. We do not endorse such sites or the content on such sites and are not responsible for the condition of the sites or content that is posted on such sites, except to the extent that we specifically take ownership of such postings (e.g., where we actively participate in social media).

Timeliness of Content:
All content on this Site is presented only as of the date published or indicated and may be superseded by subsequent market events or other circumstances. You are responsible for refreshing your screen or setting the cache settings on your Internet browser to ensure you are viewing the most current content.

Governing Law:
The Terms are governed by the laws of the Commonwealth of Massachusetts (except for conflict of law provisions). Any claim related to any dispute arising as a result of this Site or under these Terms shall be made before a court of competent jurisdiction located in the Commonwealth of Massachusetts. If any provision or provisions of the Terms shall be held to be unenforceable, the validity, legality, and enforceability of the remaining provisions shall not in any way be affected or impaired thereby.

Your Investor Role and Country:
The information provided on this Site is not intended for access or use by any person or entity in any jurisdiction or country where such access or use would be contrary to laws or regulations or which would subject us to any registration requirement within such jurisdiction or country. This Site and the content therein is for informational purposes only and should not be construed as solicitation, advice, offer or a recommendation for any fund, security, or service in any jurisdiction where such offer, solicitation or recommendation would be unlawful or unauthorized. By accessing this Site you agree to comply with all local rules with respect to your online conduct, including all laws, rules, codes, and regulations of the country in which you reside and the country from which you access this Site, including without limitation, all laws, rules, codes, regulations, decrees, acts, orders, directives, legislation, bills, and statutes pertaining to tax, contracts, intellectual property, securities, e-commerce, banking, technology, computers, fraud, and privacy.

Information on the Organization of this Website:
Natixis Global Asset Management, S.A. is a privately held French Société Anonyme (limited liability company) unlisted, with capital of EUR 156 344 050, registered no. 453 952 681 on the Paris company register. Natixis Global Asset Management, S.A.’s legal representative is Mr. Pierre Servant. Natixis Global Asset Management, S.A. is headquartered at 21 quai d’Austerlitz - 75 634 Paris Cedex 13 – France. SIRET: 453 952 681 00022. EU VAT no.: FR74 453 952 681.

Natixis Global Asset Management, S.A. is not regulated by the Autorité des Marchés Financiers (a French independent public authority tasked with investor protection). However, certain of its affiliates may be regulated by the Autorité des Marchés Financiers or other market regulatory authorities because of their own business activity.

Publications Director: Pierre Servant, CEO.
Website Host: NGAM Distribution, L.P., 399 Boylston Street, Boston, MA 02116 USA.
Email: website.contact@ngam.natixis.com.