Sales Charges

Most Natixis Funds offer Classes A and C shares to the public. Each class has different costs associated with buying, selling and holding Fund shares which allows you to choose the class that best meets your needs. Which class is best for you depends upon a number of factors, including the size of your investment and how long you intend to hold your shares. Certain share classes and certain shareholder features may not be available to you if you hold your shares in a street name account. Your financial representative can help you decide which class of shares is most appropriate for you.

Review the sales charges that apply to the purchase and sale of Fund shares by selecting a share class below:

Class A
Class C
 

Class A Shares:

The offering price of Class A shares is their net asset value plus a sales charge (sometimes called a “front-end sales charge”) which varies depending upon the size of your purchase. As you can see in the tables below, sales charges diminish at various breakpoints.

Natixis Alternatives, Equity (U.S. and non-U.S.) and Multi-Asset Funds
(All funds except Loomis Sayles Multi-Asset Income Fund and Loomis Sayles Strategic Alpha Fund)
 
Class A Sales Charges*
Your investment As a % of offering price As a % of your Investment
Less than $50,000 5.75% 6.10%
$50,000 - $99,999 4.50% 4.71%
$100,000 - $249,999 3.50% 3.63%
$250,000 - $499,999 2.50% 2.56%
$500,000 - $999,999 2.00% 2.04%
$1,000,000 or more** 0.00% 0.00%

Loomis Sayles Multi-Asset Income Fund and Loomis Sayles Strategic Alpha Fund
 
Class A Sales Charges*
Your investment As a % of offering price As a % of your Investment
Less than $100,000 4.25% 4.44%
$100,000 - $249,999 3.50% 3.63%
$250,000 - $499,999 2.50% 2.56%
$500,000 - $999,999 2.00% 2.04%
$1,000,000 or more** 0.00% 0.00%

Natixis Income Funds
(All Funds Except Loomis Sayles Limited Term Government and Agency Fund, Loomis Sayles Senior
Floating Rate and Fixed Income Fund and McDonnell Intermediate Municipal Bond Fund)
 
Class A Sales Charges*
Your investment As a % of offering price As a % of your Investment
Less than $100,000 4.25% 4.44%
$100,000 - $249,999 3.50% 3.63%
$250,000 - $499,999 2.50% 2.56%
$500,000 - $999,999 2.00% 2.04%
$1,000,000 or more** 0.00% 0.00%

Loomis Sayles Limited Term Government and Agency Fund
 
Class A Sales Charges*
Your investment As a % of offering price As a % of your Investment
Less than $100,000 2.25% 2.30%
$100,000 - $249,999 1.75% 1.78%
$250,000 - $499,999 1.25% 1.27%
$500,000 or more** 0.00% 0.00%

Loomis Sayles Senior Floating Rate and Fixed Income Fund
 
Class A Sales Charges*
Your investment As a % of offering price As a % of your Investment
Less than $100,000 3.50% 3.63%
$100,000 - $249,999 3.00% 3.09%
$250,000 - $499,999 2.25% 2.30%
$500,000 - $999,999 1.75% 1.78%
$1,000,000 or more** 0.00% 0.00%

McDonnell Intermediate Municipal Bond Fund
 
Class A Sales Charges*
Your investment As a % of offering price As a % of your Investment
Less than $100,000 3.00% 3.09%
$100,000 - $249,999 2.50% 2.56%
$250,000 - $499,999 1.50% 1.52%
$500,000 or more** 0.00% 0.00%

Due to rounding, the actual sales charge for a particular transaction may be higher or lower than the rates listed above.

* Not imposed on shares that are purchased with reinvested dividends or other distributions.

** For purchases of Class A shares of the Fund of $1 million or more (or $500,000 or more for the Loomis Sayles Limited Term Government and Agency Fund and McDonnell Intermediate Municipal Bond Fund), there is no front-end sales charge, but a CDSC of 1.00% (or 0.75% for the Loomis Sayles Limited Term Government and Agency Fund and McDonnell Intermediate Municipal Bond Fund) may apply to redemption of your shares within 18 months of the date of purchase. See the section “How the CDSC is Applied to Your Shares” in the funds' prospectuses for more information.

If you invest in Class A shares through a financial intermediary, it is the responsibility of the financial intermediary to ensure that you obtain the proper "breakpoint" discount. It will be necessary at the time of purchase to inform the Distributor and the financial intermediary of the existence of other accounts in which there are holdings eligible to be aggregated to meet sales load breakpoints of the Funds. You may be required to provide certain records and information, such as account statements, with respect to all of your accounts that hold shares, including accounts with other financial intermediaries and your family members' and other related party accounts, in order to verify your eligibility for a reduced sales charge. If the Distributor is not notified that you are eligible for a reduced sales charge, the Distributor will be unable to ensure that the reduction is applied to your account. Additional information concerning sales load breakpoints is available from your financial intermediary or in the Funds' statement of additional information.

Reducing Front-End Sales Charges
There are several ways you can lower your sales charge for Class A shares, including:
 
Eliminating Front-End Sales Charges and CDSC
Class A Shares may be offered without front-end sales charges or a CDSC to the following individuals and institutions:
 
In order to receive Class A shares without a front-end sales charge or a CDSC, you must notify the appropriate Fund of your eligibility at the time of purchase. Due to operational limitations at your financial intermediary, a sales charge or a CDSC may be assessed; please consult your financial representative.

Repurchasing Fund Shares
You may apply proceeds from redeeming Class A shares of a Fund to repurchase Class A shares of any Natixis Fund without paying a front-end sales charge. To qualify, you must reinvest some or all of the proceeds within 120 days after your redemption and notify Natixis Funds in writing (directly or through your financial representative) at the time of reinvestment that you are taking advantage of this privilege. You may reinvest your proceeds by returning your original redemption check or sending a new check for some or all of the redemption amount. Please note: for U.S. federal income tax purposes, a redemption generally is treated as a sale that involves tax consequences, even if the proceeds are later invested. Please consult your tax advisor to discuss how redemption would affect you.


Eliminating the CDSC
As long as the Distributor is notified at the time you sell, the CDSC for Class A shares will generally be eliminated in the following cases: (1) to make distributions from a Retirement Plan (a plan termination or total plan redemption may incur a CDSC); (2) to make payments through a systematic withdrawal plan; (3) due to shareholder death or disability; (4) to return excess IRA contributions; or (5) to make required minimum distributions at age 70 ½ (applies only to the amount necessary to meet the required minimum distributions).

Please see the SAI for more information on eliminating or reducing front-end sales charges and CDSC.

[Back to top]

 

Class C Shares:

The offering price of Class C shares is their net asset value, without a front-end sales charge. Class C shares are subject to a CDSC of 1.00% on redemptions made within one year of the date of their acquisition. The holding period from determining the CDSC will continue to run after an exchange to Class C shares of another Natixis Fund.

All Funds
 
Class C Contingent Deferred Sales Charges
Year Since Purchase CDSC on Shares Being Sold
1st 1.00%
Thereafter 0.00%


Eliminating the CDSC
As long as the Distributor is notified at the time you sell, the CDSC for Class C shares will generally be eliminated in the following cases: (1) to make distributions from a Retirement Plan (a plan termination or total plan redemption may incur a CDSC); (2) to make payments through a systematic withdrawal plan; (3) due to shareholder death or disability; (4) to return excess IRA contributions; or (5) to make required minimum distributions at age 70 ½ (applies only to the amount necessary to meet the required minimum distributions).


How the CDSC Is Applied to Your Shares
The CDSC is a sales charge you pay when you redeem certain Fund shares. The CDSC:
  A CDSC will not be charged on:
  To minimize the amount of the CDSC you may pay when you redeem shares, the relevant fund will first redeem shares acquired through reinvested dividends and capital gain distributions. Shares will be sold in the order in which they were purchased (earliest to latest).

[Back to top]

Before investing, consider the fund's investment objectives, risks, charges, and expenses. You may obtain a prospectus or a summary prospectus containing this and other information. Read it carefully.

1612195.4.1